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Once you add your cards to the app, it generates a virtual account number and your real card number is never given to the merchant.When you tap your phone to make a payment, it sends the tokenized card number and a cryptogram that acts like a password.Apple Pay Cash is only available in the US for now.You can pay any phone number or email address from the Google Pay app on i OS, Android or from the desktop interface.But paying in supported apps and websites is most seamless with Apple Pay, and Google Pay offers the most flexible way to pay friends, regardless of what phone they use.Editors' note: This article was previously published on June 12, 2018. Best phones of 2018: CNET editors pick the phones with the best cameras, screens and battery life.could soon make your wallet obsolete by allowing you to pay with just the tap of your phone or smartwatch.
Advantage: Apple Pay (though Touch ID is still more convenient than Face ID) Apple Pay is available for browser payments in Safari, and you'll need to authenticate with your fingerprint or Face ID.All three services also work when checking out in several apps.Advantage: All three Apple Pay and Google Pay are the only two services that let you pay friends.(This was previously found in the Google Pay Send app.) Like Apple Pay, you can keep a balance or withdraw to your bank account.
Paying friends through Google Pay is available in the US and coming soon to UK users.
The one situation where MST won't work is when you need to insert a card into a slot, like at a gas station.