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Moreover, there is no restriction for the amount borrowed and can be used for any purpose they want.
The eligibility criteria to get an online personal loan approval for salaried and self-employed individuals are: The common documents required for an online personal loan approval are given below: For Salaried Individuals 1. Completely filled personal loan application with photograph 3. Residence proof - Passport driving licence, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas) 5.Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account Here is a comparison table of the popular personal loans online along with their processing fees, preclosure charges and interest rate: • 20% Principal Outstanding for 12 – 24 months • 20% Principle Outstanding for 25 – 36 Months • 25% Principal Outstanding for 37 – 48 Months • 25% Principal Outstanding for 49 – 60 Months 1% plus applicable taxes on part payment amount paid With a representative 10.75% APR based on borrowing ₹ 10 lacs and repaying over 60 months with 60 monthly repayments. Here are the different types of online personal loan: There’s something that can be always done to your home and this is where an instant personal loan can help you fulfill them.