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Moreover, there is no restriction for the amount borrowed and can be used for any purpose they want.

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The eligibility criteria to get an online personal loan approval for salaried and self-employed individuals are: The common documents required for an online personal loan approval are given below: For Salaried Individuals 1. Completely filled personal loan application with photograph 3. Residence proof - Passport driving licence, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas) 5.Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account Here is a comparison table of the popular personal loans online along with their processing fees, preclosure charges and interest rate: • 20% Principal Outstanding for 12 – 24 months • 20% Principle Outstanding for 25 – 36 Months • 25% Principal Outstanding for 37 – 48 Months • 25% Principal Outstanding for 49 – 60 Months 1% plus applicable taxes on part payment amount paid With a representative 10.75% APR based on borrowing ₹ 10 lacs and repaying over 60 months with 60 monthly repayments. Here are the different types of online personal loan: There’s something that can be always done to your home and this is where an instant personal loan can help you fulfill them.

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