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In the case of stored-value type cards, the association with a particular customer is only made if the prepaid card is reloadable.Card numbers are allocated in accordance with ISO/IEC 7812.The card number is primarily a card identifier and does not directly identify the bank account number/s to which the card is/are linked by the issuing entity.The card number prefix identifies the issuer of the card, and the digits that follow are used by the issuing entity to identify the cardholder as a customer and which is then associated by the issuing entity with the customer's designated bank accounts.The remaining numbers on the card, except the last digit, are the individual account identification number. IINs and PANs have a certain level of internal structure and share a common numbering scheme set by ISO/IEC 7812.
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Effective October 1, 2006, Discover began using the entire 65 prefix, not just 650.
EMV Certification requires acceptance of a 19-digit Visa card (ADVT 6.1.1 Test Case 2) and Discover Card (E2E Test Plan v1.3, Test Case 06).
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It also differs from Universal Payment Identification Code, another identifier for a bank account in the United States.
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The leading six digits of the card number is the issuer identification number (IIN), sometimes referred to as the "bank identification number (BIN)".
2013) account ranges where the issuer can mix 13 and 16 digit card numbers.
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